Onboarding built around your risk profile.
Every business is reviewed on its own merits. Simple models go live fast. Complex and regulated verticals get underwriting tailored to their industry.
The same platform, a review that fits.
Standard
Activation as soon as verification is complete. Retail, software, education, professional services.
Extended review
A few extra documents. Subscriptions, digital products, cross-border sales, marketplaces, newly created companies.
Specialised
A dedicated study with our risk team for complex and regulated verticals. Reviewed case by case, never promised in advance.
What we ask for, and when.
You start in the sandbox with nothing more than an email address. Verification begins when you ask for live payments, and the documents depend on your tier.
- Company registration, tax number and registered office
- Identity of legal representatives and beneficial owners
- A website that shows your offer, prices, terms and contact details
- A bank account in the name of the company
- For higher tiers: licences, supplier invoices, processing history
Three things reviewers look at first.
A website that matches
The product you describe, the product on your site and the product in your ads must be the same.
Clear terms for buyers
Prices, delivery times, refund and cancellation policy, and a way to reach you, all visible before payment.
An honest description
Tell us the real offer before you start. An accurate file is approved faster than an optimistic one.
What we do not accept.
Some activities cannot use StixFlow in any form, and others need written approval before any payment is taken. The payment partners apply their own rules as well.
Ready to accept payments?
Create a sandbox account in minutes, or talk to us about your industry and volume.