Platform · Payments

Accept payments through one integration.

Cards, wallets and local payment methods on a hosted checkout, with refunds, payouts and reporting in one dashboard. Funds settle to a payment account opened in your name.

What you get

Everything between the buy button and your balance.

Payment methods

Visa, Mastercard, Apple Pay, Google Pay, SEPA Direct Debit, Bancontact and iDEAL. A method is shown only when your account can actually process it.

One integration

One API and one dashboard for every payment method. Create a checkout session, redirect the buyer and receive the result by webhook.

Sandbox and live, kept apart

Test keys and live keys never mix. You build and rehearse in the sandbox, then switch keys when your account is approved.

Refunds and cancellations

Refund in full or in part, or cancel a payment, from the dashboard or with one API call. Refunds return to the original payment method.

Predictable settlement

By default, funds become available seven days after each transaction. The period can be reviewed as your account builds history.

Fraud screening available

Turn on Shield and each payment is screened before authorization, so risky attempts are declined before they become disputes.

Your account

Connect once. Get paid on your own account.

StixFlow is the software layer: onboarding, checkout and reporting. Payments are processed by a licensed payment partner and settle to an account in your name. You remain the seller.

  • One integration for every payment method
  • Your own payment account and your own payouts
  • Volume, payments and refunds in one dashboard
  • The same API in sandbox and in live
Going live

From sandbox to live payments.

STEP 1

Create a sandbox account

Get test keys in minutes and run the full flow with test cards.

STEP 2

Verify your business

Company details, representatives and website. Requirements depend on your industry.

STEP 3

Sign and go live

Sign the Merchant Agreement electronically. Live keys are issued once Nexora has countersigned.

See industries and requirements →
Coming soon

On our roadmap.

These features are not available yet. We list them so you know where the product is going.

Routing across several partners Soon

A primary route and a fallback route for each payment, to give a failed attempt a second chance with another payment partner.

Dispute alerts Soon

A warning when your dispute ratio starts to climb, before it affects your account.

Questions

Good to know.

No. StixFlow is software. Payments are processed by a licensed payment partner, and funds settle to a payment account opened in your name.

You do, on your payment account. They are separate from StixFlow platform fees and are charged by the payment partner.

You do, as the seller. Refunds and disputes are debited from your balance. Shield screening helps you prevent fraud-related disputes.

Ready to accept payments?

Create a sandbox account in minutes, or talk to us about your industry and volume.

Free sandbox · Live payments after verification and a signed merchant agreement